Start the Lending SDK
Borrower clicks on to start the loan journey
Capture Borrower Details
Borrower creates a Simple Profile.
Request Bureau Consent
Request PAN and consent from the borrower to fetch Bureau credit score
Mobile Verification
Enter OTP to verify the mobile number that is registered with PAN
Fetch Bureau Score
Waits for Bureau score to be generated. This score along with FinBox Risk Score will be used to determine the loan eligibility
Show Loan Offer
Show loan offer details with interest, tenure, and loan amount information
Request KYC details
The borrower has to upload a selfie, PAN, and address proof photo and await KYC approval. KYC approval is done in realtime with OCR and liveness check.
Verify Bank Account
Borrower's disbursal account is verified with penny drop
Sign Agreement
Sign loan agreement on the app by giving borrower consent
View Approved Credit Line Details
Credit Line has been approved for the user.
Checkout Page
Customer selects option to buy and proceeds to payment page
Payment Options
Borrower chooses Buy Now Pay Later (powered by FInBox) as the payment mode for the order.
Repayment Terms
Borrower selects bullet repayment or monthly installment based repayment as per his preference.
Payment Done
Order paid through credit line.